Let's Play!

The calculators on this page do the math for you so you can focus on the fun.
When the game tells you to buy, sell, or leverage a property, just enter your numbers and let the calculator handle the rest!

First, set up Game Settings: 

Play Anywhere in the Country

Want to make the game feel closer to home? Enter your zip code to automatically load your area's real historical appreciation rate into every calculator.
Dreaming of somewhere new? Try a zip code from a city you'd love to live in and see how the numbers play out. You can also skip the zip code entirely and type in any appreciation rate you want. The choice is yours.

Look Up Your Appreciation Rate

Rates are approximate 10-year historical averages (2014-2024) based on FHFA and Zillow data. For gameplay purposes only — not financial advice.
Play With Real-World Rates

Mortgage rates affect everything. They determine how much you owe, how fast you build equity, and how your prosperity adds up at the end of the game.
Select a rate below that matches today's market, or choose a scenario you want to explore. Want to see what the game looks like with a lower rate? Try it. Dreaming of a world where rates drop? Play it out.
You can also enter any rate you'd like and it will apply instantly to every calculator on the page.

Set Your Interest Rate

Choose an option above to set your interest rate.
"Use Current Rate" fetches the latest weekly 30-year fixed average from Freddie Mac via the Federal Reserve (FRED). For gameplay purposes only — not a loan offer or financial advice.

Sell your first home. Buy your dream home.

Purchase Price:
Original Loan Amount:
Appreciation Rate (% per year):
Interest Rate (%):
Loan Term (Years):
Age at Purchase:
Age at Sale:
Selling Cost (% of Sales Price):
Years Owned:
Sale Price:
Selling Costs:
Loan Remaining:
Net Profit:

Helpful Videos

Begin Here Video
Negative Cash
Downpayment Assistance
Buying your First House
Building Credit

Use a HELOC to leverage equity in your house to buy another.

Purchase Price:
Original Loan $ or %:
Years Owned:
Appreciation Rate (%/yr):
Annual Interest (%):
Loan Term (yrs):
Available HELOC:

Prosperity

Dream Home Liquidation

Dream Home Purchase Price:
Original Loan Amount:
HELOC Amount (if applicable):
Appreciation Rate (% per year):
Interest Rate (%):
Loan Term (Years):
Age at Purchase:
Age at HELOC (if applicable):
Age at Prosperity:
Appreciated Value:
Remaining Mortgage:
Remaining HELOC:
Dream Home Net:

Investment Property Liquidation

Investment Property Purchase Price:
Original Loan Amount:
Appreciation Rate (% per year):
Interest Rate (%):
Loan Term (Years):
Age at Purchase:
Age at Prosperity:
Appreciated Value:
Remaining Balance:
Investment Property Net:
Total Prosperity:

We'd love your feedback!

Did you have fun playing? Did the game help you gain new insights into building wealth through real estate? Maybe you’ve thought of a great idea or suggestion? We’d love to hear your thoughts!
Share your feedback with us below, and by doing so, you agree to let us feature your message on our website.

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